VPT Financial Planning Tools

Educational planning calculators and tools for use in client meetings.

Insurance Calculators

Life Insurance Needs

DIME-based needs analysis with present value discounting and education funding.

Calculator

Disability Insurance

Group vs individual analysis with tax-trap visualization and split-premium design.

Calculator

Long-Term Care Insurance

State-specific cost projections with Bucket Plan integration and inflation modeling.

Calculator
Planning Dashboards

Income & Retirement Planning

Multi-source income projections, RMD obligations, and Roth conversion strategies.

Dashboard

Digital Asset Inventory

Comprehensive asset data collection with auto bucket classification and localStorage.

Dashboard
Generators

The Bucket Plan

Current vs proposed allocation with transition planning and PPTX export.

Generator

Elevated Retirement Plan

Branded ERP document builder with auto-populated financials and DOCX export.

Generator
Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. VPT Financial is not affiliated with Kestra IS or Kestra AS. These tools are for educational purposes only and do not constitute financial advice.